بررسی عملکرد بیمه ای صنعت پرورش مرغ گوشتی با اجرای روش مبتنی بر مذاکره

نوع مقاله : مقاله پژوهشی

نویسندگان

1 دانشگاه آزاد اسلامی- واحد علوم و تحقیقات.

2 دانشجوی دکتری، گروه اقتصاد کشاورزی، دانشگاه آزاد اسلامی- واحد علوم و تحقیقات.

3 استاد گروه اقتصاد کشاورزی، دانشگاه فردوسی مشهد

4 دانشیار گروه اقتصاد کشاورزی، دانشگاه آزاد اسلامی- واحد علوم و تحقیقات.

10.22034/iaes.2022.547821.1908

چکیده

بیمه یکی از ابزارهای مهم مدیریت ریسک در بخش کشاورزی است. ریسک های مربوط به صنعت طیور، تولید گوشت مرغ را در کوتاه مدت دچار نقصان کرده و در بلند مدت نیز برنامه ریزی را مختل می نماید. از مهمترین دلایل تغییر روش بیمه ای طیور می توان به رشد مداوم ضریب خطر و افزایش روز افزون مخاطرات اخلاقی اشاره نمود. در این مطالعه برای بررسی اثربخشی رویکرد نوین بیمه طیور گوشتی مبتنی بر مذاکره از روش تحلیل فراگیر داده ها (DEA) و شاخص مالم کوئیست استفاده شده است. برای این منظور از آمار و اطلاعات سامانه جامع صندوق بیمه کشاورزی[1] طی سال های 99-1389 استفاده شده است. نتایج حاصل مؤید آن است که قبل از اجرای روش نوین از سال 94-1390 پیشرفت فناوری بیمه فقط در سال های 1392 و 1393 به وقوع پیوسته است، این در حالی است که پس از اجرای طرح بیمه ای مبتنی بر مذاکره در همه سال ها شاهد ارتقاء فناوری بیمه طیور هستیم. یافته های تحقیق نشان می دهد طی سال های 94-1390 بهره وری کل عوامل تولید بیمه طیور گوشتی با افت سالانه 3/5 درصد مواجه بوده است اما در سال های 99-1395 در پی اجرای روش بیمه ای مبتنی بر مذاکره شاهد رشد سالانه ی 7/22 درصدی عملکرد بیمه هستیم.

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