Factors affecting acceptance of wheat insurance in Kohgiloyeh Va Boyerahmad province

Document Type : Research Paper

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Abstract

The aim of this study was to investigate the factors affecting agricultural crops insurance and to recognize its barriers, in order to improve the coverage of agricultural crops insurance. Data were collected using stratified random sampling method from 79 insured and 106 noninsured farmers in Kohgiloyeh va Boyerahmad province, using probit model for determination of affecting factors. Results indicated that variables such as farmer's age, education level, awareness about insurance rights, average of total revenue, amount of debt, standard error of yield, risk management and acreage were effective factors on farmer's attitudes to accept crop insurance. Among these variables, mean of total revenue, education level, acreage, standard error of yield and the ratio of between minimum total revenue had positive effect on acceptance of wheat insurance while variables such as age of farmer, awareness about  insurance rights, total debt had negative effects on acceptance of insurance. It is recommended to train farmers in order to increase their awareness about insurance and new technologies adoption.

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