Adegbite, D. A. 2009. Repayment Performance of Beneficiaries of Ogun State Agricultural and Multi-purpose Credit Agency (Osamca). American-Eurasian Journal of Sustainable Agriculture, 3(1): 117-127.
Arabmazar, A. And Rouintan, p. 2006. Factors Affecting Credit Risk of Bank Customers, Case Study of Agricultural Bank. Economic Research, 6: 45-80.
Awunyo-Vitor, D. 2012. Determinants of Loan Repayment Default among Farmers in Ghana. Journal of development and agricultural Economics, 4(13): 339-345.
Babazadeh, J. 2017. Investigating the Effective Factors on Farmers' Behavior in Repaying the Facilities of Keshavarzi Bank in North Khorasan Province. Master Thesis. Faculty of Basic Sciences and Agriculture, Payame Noor University, East Tehran.
Bagheri, M. 2004. Investigating the Factors affecting the Repayment of Agricultural Credits in Fars Province. Master Thesis. Shiraz University.
Bank Keshavarzi. 2014. Agricultural Bank Receivables Collection Policy, Tehran, Bank Keshavarzi Publications.
Basel Committee on Banking Supervision. 2000. Principles for the Management of Credit Risk. Translated by Ranjbar, L. 2005.
Brehanu, A. and Fufa, B. 2008. Repayment Rate of Loans from Semi-Formal Financial Institutions among Small- Scale Farmers in Ethiopia: Two –Limited Tobit Analysis. Journal of Socio – Economics, 37(6): 2221-2230.
Chirwa, E. W. 1997. An Econometric Analysis of the Determinants of Agricultural Credit Repayment in Malawi. African Review of Money, Finance and Banking, 1(2): 107-121.
Cooper J.C.B. 1999. Artificial Neural Networks versus Multivariate Statistics: An Application from Economics. Journal of Applied Statistics, 26(8): 909-921.
Credit risk status of the management of the provinces of Keshavarzi Bank. 2019. Keshavarzi Bank. Iran
Edet. J.U. 2008. Estimation of Loan Default among Beneficiaries of a State Government Owned Agricultural Loan Scheme, Nigeria. Central European Agriculture Journal, 9(2): 343-352.
Ekrami, M., and Rahnama Eski, A. 2009. Investigating the Effective Factors in Past and Deferred Receivables of the Bank, Iranian Economic Research Quarterly (Bank Special Issue), 6: 195- 216.
Fal Suleiman, M., Sadeghi, H.A. And Fanoodi, F. 2014. Analysis of Factors Affecting the Repayment of Banking Facilities to Agricultural Operators (Case Study of South Khorasan Province). Geography and Environmental Planning, 56(4): 269-288.
Fisher R.A. 1936. The Use of Multiple Measurements in Taxonomic Problems. Annals of Eugenics, 7(2): 179-188.
Gebeyehu, A. 2002. Loan Repayment and its Determinants in Small Scale Enterprises Financing in Ethiopia Case of private Borrowers Around away Area. MSC Thesis in Economic Policy Analysis, Addis Ababa University.
Hair J.F., Anderson A.E., Tathman R.L. and Black W.C. 1992. Multivariate Data Analysis with Reading. 3rd Edition, New York. Macmillan.
Hosseini, S., A. And Zibaii, M. 2015. Factors affecting non-repayment of bank facilities among Mamasani farmers. Agricultural Economics Research, 7(3): 203-220.
Jalili, M., Khodaei Veleh Zagherd, M., and Kaneshloo, M. 2010. Accreditation of Customers in the Banking System, Quantitative Studies in Management, 1(3): 127-148.
Kupahi, M. and Bakhshi, M. 2002. Factors Affecting the Repayment Performance of Agricultural Credits: Application of Discrimination Analysis Function: A Case Study of Birjand. Iranian Journal of Agricultural Sciences, 33(1): 11-19.
Lekshmi, S., Rugmini, P. and Thomas, J. 1998. Characteristics of Defaulters in Agricultural Credit Use: A Micro Level Analysis with Reference to Kerala. 53: 640-647.
Lugemwa, W. and Darroch, M. 1995. Discriminant Analysis of Seasonal Agricultural Loan Repayment by Small Scale Farmers in Transkei, Aagrekan, 34(4): 231-234.
Mansur, M. Hossain, A. Khanam, F. and Rahman, M. 1995. Method of Financing and Recovery of Agricultural credit. A Case Study of Some Rural Bank Branches of Bangladesh. Economic Affairs, Calcutta, 40(3): 146-160.
Mansouri, H. 2008. Investigating the Effective Factors of Farmers' Access to Bank Credits, Master's thesis. Faculty of Agriculture. Ferdowsi University of Mahhad.
Matin, L. 1997. Repayment Performance of Grameen Bank Borrowers. The Unzipped State, Saving and Development, 21(4): 451-473
Mensah, G. Y. 2012. Determination Of Some Factors That Influences Loan Default Payment Case Study: Customers From Akatakyiman Rural Bank Ltd Komenda. A Thesis submitted to the Department of Mathematics, Kwame Nkrumah University of Science and Technology. In partial fulfillment of the requirements for the degree of Master of Science (Industrial Mathematics) Institutes of Distance Learning.
Mohtashami, T. and Salami, H. A. 2007. Factors Distinguishing Low-risk Legal Customers from High-risk Bank Customers: A Case Study of Keshavarzi Bank. Sixth Iranian Agricultural Economics Conference.
Okori, A. 1986. Major Determinants of Agriculture Small Holder Loan Repayment in a Developing Economy. Empirical Evidence from on Do State Nigeria, Saving and Development, 1(1): 89-99.
Oladeebo, J.O. and Oladeebo, O.E. 2008. Determinants of Loan Repayment among Smallholder Farmers in Ogbomoso Agricultural Zone of Oyo State, Nigeria. Journal of sciences, 17: 59-62.
Sharifi Ranani, H., Ranjbar, H. and Fooladi, A. 2011. Investigating the Effective Factors in Non-repayment of Agricultural Facilities, A Case Study of Isfahan province. Journal of Agricultural Economics and Development, 74: 77-100.
Taghavi, M., Lotfi, A., and Sohrabi, A. 2008. Credit Risk Model and Ranking of Legal Customers of Keshavarzi Bank, Bi-Quarterly Journal of Economic Research (Special Issue of Economic Adjustment Plan), 4: 99-128.
Wilson D.I. 2002. Derivation of the Chalk Superficial Deposits of the North Downs, England: An Application of Discriminant Analysis, Geomorphology, 42(3-4): 343-364.
Wongnaa, C. A. and Awonyu-Vitor. D. 2013. Factors Affecting Loan Repayment Performance among Yam Farmers in the Sene District, Ghana. Agris Online papers in Economics, V(2): 111-122.